{
    "@context": {
        "schema": "https://schema.org/",
        "dct": "http://purl.org/dc/terms/",
        "hg": "https://hormuz.group/data/ns#"
    },
    "id": "hg:market:banks",
    "identifier": "hg:market:banks",
    "dataset_type": "taxonomy_term_dataset",
    "entity_type": "taxonomy_term",
    "taxonomy": "market",
    "data_version": "2.0",
    "generated_by": "Hormuz Data Layer 0.2.1",
    "generated_at": "2026-07-04T02:51:13+00:00",
    "name": "Banks",
    "slug": "banks",
    "url": "https://hormuz.group/market/banking-credit/banks/",
    "json_url": "https://hormuz.group/wp-content/uploads/hormuz-data/taxonomy/market/banks.json",
    "rest_url": "https://hormuz.group/wp-json/hormuz-data/v1/taxonomy/market/banks",
    "description": "Coverage of Iranian banks, account access, deposits, settlement, balance-sheet conditions, and banking constraints.",
    "machine_summary": "Banks market Coverage of Iranian banks, account access, deposits, settlement, balance-sheet conditions, and banking constraints.",
    "count": 36,
    "fields": {
        "priority_level": "Medium",
        "short_overview": "Banks are the institutional core of Iran’s credit, settlement, deposit, and corporate finance system. They matter to investors because most serious local operations eventually depend on bank relationships, payment capacity, collateral practices, and the financial reliability of counterparties.",
        "market_thesis": "Iranian banks should be viewed as infrastructure for domestic commerce rather than as ordinary financial stocks or simple service providers. Their role is shaped by policy pressure, inflation, sanctions, state-linked balance sheets, and the need to support businesses that operate in a volatile currency environment. The strongest investment use case is not merely identifying banks, but understanding which banks and banking relationships support trade, payroll, supplier payments, guarantees, letters of credit, public procurement, and large corporate settlement. In a future normalization scenario, banks with stronger compliance capacity, digital systems, and corporate relationships may become important gateways for capital entry.",
        "market_structure": "The banking layer includes large state-linked banks, private banks, specialized development or sectoral banks, branch networks, electronic banking systems, treasury departments, and corporate relationship managers. Banks serve different segments: government-linked entities, large industrial groups, exporters, importers, SMEs, retail customers, and provincial businesses. Domestic service coverage is broad, but international banking functionality is uneven and politically constrained. The practical quality of banking access can vary by sector, province, counterparty profile, and transaction type.",
        "investor_relevance": "Banks are essential for local due diligence because they reveal how a company pays, borrows, settles, guarantees obligations, and manages cash under inflationary pressure. For market entry, the banking layer affects payroll, supplier payment, invoicing, credit terms, collateral, guarantees, and repatriation planning. For analysts, bank exposure also helps identify stress points in sectors dependent on credit, imports, construction, consumer loans, and public-sector payments.",
        "access_channels": "- Corporate banking relationships\n- Local partner bank accounts\n- Treasury and payment advisors\n- Trade finance and guarantee channels\n- Bank-linked payment service providers\n- Audit firms with banking-sector exposure\n- Legal advisors familiar with banking documentation",
        "key_institutions": "- Central Bank of Iran\n- State-linked commercial banks\n- Private commercial banks\n- Specialized sectoral banks\n- Bank branch networks\n- Corporate banking departments\n- Domestic payment and settlement networks\n- Banking compliance and audit functions",
        "related_industries": "Financial Services, ICT, Business Services, Construction & Materials, Manufacturing, Retail, Logistics & Transport, Oil & Gas Services",
        "related_provinces": "Tehran, Isfahan, Razavi Khorasan, Fars, Khuzestan, East Azerbaijan, Alborz, Kerman",
        "main_risks": "- Sanctions exposure and correspondent banking limits\n- Weak international settlement access\n- Balance-sheet opacity\n- Credit quality concerns\n- Regulatory intervention\n- Inflation-driven distortion in deposits and lending\n- Counterparty concentration\n- Compliance and documentation gaps"
    },
    "field_profile": {
        "priority_level": {
            "type": "string",
            "present": true,
            "length": 6
        },
        "short_overview": {
            "type": "string",
            "present": true,
            "length": 296
        },
        "market_thesis": {
            "type": "string",
            "present": true,
            "length": 736
        },
        "market_structure": {
            "type": "string",
            "present": true,
            "length": 601
        },
        "investor_relevance": {
            "type": "string",
            "present": true,
            "length": 479
        },
        "access_channels": {
            "type": "string",
            "present": true,
            "length": 270
        },
        "key_institutions": {
            "type": "string",
            "present": true,
            "length": 249
        },
        "related_industries": {
            "type": "string",
            "present": true,
            "length": 146
        },
        "related_provinces": {
            "type": "string",
            "present": true,
            "length": 82
        },
        "main_risks": {
            "type": "string",
            "present": true,
            "length": 287
        }
    },
    "sources": [],
    "relationships": {
        "company": {
            "count": 36,
            "items": [
                {
                    "id": 1841,
                    "type": "company",
                    "title": "Sina Financial Group",
                    "slug": "sina-financial-group",
                    "url": "https://hormuz.group/companies/sina-financial-group/"
                },
                {
                    "id": 1840,
                    "type": "company",
                    "title": "Bank Melli Investment Company",
                    "slug": "bank-melli-investment-company",
                    "url": "https://hormuz.group/companies/bank-melli-investment-company/"
                },
                {
                    "id": 1838,
                    "type": "company",
                    "title": "Tosee Taavon Bank",
                    "slug": "tosee-taavon-bank",
                    "url": "https://hormuz.group/companies/tosee-taavon-bank/"
                },
                {
                    "id": 1837,
                    "type": "company",
                    "title": "Refah Kargaran Bank",
                    "slug": "refah-kargaran-bank",
                    "url": "https://hormuz.group/companies/refah-kargaran-bank/"
                },
                {
                    "id": 1836,
                    "type": "company",
                    "title": "Bank of Industry and Mine",
                    "slug": "bank-of-industry-and-mine",
                    "url": "https://hormuz.group/companies/bank-of-industry-and-mine/"
                },
                {
                    "id": 1832,
                    "type": "company",
                    "title": "Bank Melli Iran",
                    "slug": "bank-melli-iran",
                    "url": "https://hormuz.group/companies/bank-melli-iran/"
                },
                {
                    "id": 1833,
                    "type": "company",
                    "title": "Bank Sepah",
                    "slug": "bank-sepah",
                    "url": "https://hormuz.group/companies/bank-sepah/"
                },
                {
                    "id": 1834,
                    "type": "company",
                    "title": "Bank Maskan",
                    "slug": "bank-maskan",
                    "url": "https://hormuz.group/companies/bank-maskan/"
                },
                {
                    "id": 1835,
                    "type": "company",
                    "title": "Bank Keshavarzi",
                    "slug": "bank-keshavarzi",
                    "url": "https://hormuz.group/companies/bank-keshavarzi/"
                },
                {
                    "id": 1825,
                    "type": "company",
                    "title": "Shaparak Company",
                    "slug": "shaparak-company",
                    "url": "https://hormuz.group/companies/shaparak-company/"
                },
                {
                    "id": 1824,
                    "type": "company",
                    "title": "Dotin Company",
                    "slug": "dotin-company",
                    "url": "https://hormuz.group/companies/dotin-company/"
                },
                {
                    "id": 1823,
                    "type": "company",
                    "title": "Sadad Informatics Corporation",
                    "slug": "sadad-informatics-corporation",
                    "url": "https://hormuz.group/companies/sadad-informatics-corporation/"
                },
                {
                    "id": 1822,
                    "type": "company",
                    "title": "Sepehr Electronic Payment Company",
                    "slug": "sepehr-electronic-payment-company",
                    "url": "https://hormuz.group/companies/sepehr-electronic-payment-company/"
                },
                {
                    "id": 1741,
                    "type": "company",
                    "title": "Export Development Bank of Iran",
                    "slug": "export-development-bank-of-iran",
                    "url": "https://hormuz.group/companies/export-development-bank-of-iran/"
                },
                {
                    "id": 1736,
                    "type": "company",
                    "title": "Day Bank",
                    "slug": "day-bank",
                    "url": "https://hormuz.group/companies/day-bank/"
                },
                {
                    "id": 1740,
                    "type": "company",
                    "title": "Mehr Iran Bank",
                    "slug": "mehr-iran-bank",
                    "url": "https://hormuz.group/companies/mehr-iran-bank/"
                },
                {
                    "id": 1739,
                    "type": "company",
                    "title": "Resalat Qarz al-Hasaneh Bank",
                    "slug": "resalat-qarz-al-hasaneh-bank",
                    "url": "https://hormuz.group/companies/resalat-qarz-al-hasaneh-bank/"
                },
                {
                    "id": 1738,
                    "type": "company",
                    "title": "Iran Zamin Bank",
                    "slug": "iran-zamin-bank",
                    "url": "https://hormuz.group/companies/iran-zamin-bank/"
                },
                {
                    "id": 1735,
                    "type": "company",
                    "title": "Tourism Bank",
                    "slug": "tourism-bank",
                    "url": "https://hormuz.group/companies/tourism-bank/"
                },
                {
                    "id": 1734,
                    "type": "company",
                    "title": "Shahr Bank",
                    "slug": "shahr-bank",
                    "url": "https://hormuz.group/companies/shahr-bank/"
                },
                {
                    "id": 1733,
                    "type": "company",
                    "title": "Middle East Bank",
                    "slug": "middle-east-bank",
                    "url": "https://hormuz.group/companies/middle-east-bank/"
                },
                {
                    "id": 1732,
                    "type": "company",
                    "title": "Saman Bank",
                    "slug": "saman-bank",
                    "url": "https://hormuz.group/companies/saman-bank/"
                },
                {
                    "id": 1657,
                    "type": "company",
                    "title": "Parsian Financial Group",
                    "slug": "parsian-financial-group",
                    "url": "https://hormuz.group/companies/parsian-financial-group/"
                },
                {
                    "id": 1651,
                    "type": "company",
                    "title": "Iran Kish Credit Card Company",
                    "slug": "iran-kish-credit-card-company",
                    "url": "https://hormuz.group/companies/iran-kish-credit-card-company/"
                },
                {
                    "id": 1648,
                    "type": "company",
                    "title": "Parsian E-Commerce Company",
                    "slug": "parsian-e-commerce-company",
                    "url": "https://hormuz.group/companies/parsian-e-commerce-company/"
                },
                {
                    "id": 1649,
                    "type": "company",
                    "title": "Saman Kish Electronic Payment Company",
                    "slug": "saman-kish-electronic-payment-company",
                    "url": "https://hormuz.group/companies/saman-kish-electronic-payment-company/"
                },
                {
                    "id": 1650,
                    "type": "company",
                    "title": "Asan Pardakht Persian Company",
                    "slug": "asan-pardakht-persian-company",
                    "url": "https://hormuz.group/companies/asan-pardakht-persian-company/"
                },
                {
                    "id": 1614,
                    "type": "company",
                    "title": "Post Bank of Iran",
                    "slug": "post-bank-of-iran",
                    "url": "https://hormuz.group/companies/post-bank-of-iran/"
                },
                {
                    "id": 1613,
                    "type": "company",
                    "title": "Bank Karafarin",
                    "slug": "bank-karafarin",
                    "url": "https://hormuz.group/companies/bank-karafarin/"
                },
                {
                    "id": 1612,
                    "type": "company",
                    "title": "Bank Sina",
                    "slug": "bank-sina",
                    "url": "https://hormuz.group/companies/bank-sina/"
                },
                {
                    "id": 1611,
                    "type": "company",
                    "title": "Bank Eghtesad Novin",
                    "slug": "bank-eghtesad-novin",
                    "url": "https://hormuz.group/companies/bank-eghtesad-novin/"
                },
                {
                    "id": 1610,
                    "type": "company",
                    "title": "Bank Parsian",
                    "slug": "bank-parsian",
                    "url": "https://hormuz.group/companies/bank-parsian/"
                },
                {
                    "id": 1601,
                    "type": "company",
                    "title": "Bank Mellat",
                    "slug": "bank-mellat",
                    "url": "https://hormuz.group/companies/bank-mellat/"
                },
                {
                    "id": 1604,
                    "type": "company",
                    "title": "Bank Pasargad",
                    "slug": "bank-pasargad",
                    "url": "https://hormuz.group/companies/bank-pasargad/"
                },
                {
                    "id": 1603,
                    "type": "company",
                    "title": "Bank Saderat Iran",
                    "slug": "bank-saderat-iran",
                    "url": "https://hormuz.group/companies/bank-saderat-iran/"
                },
                {
                    "id": 1602,
                    "type": "company",
                    "title": "Bank Tejarat",
                    "slug": "bank-tejarat",
                    "url": "https://hormuz.group/companies/bank-tejarat/"
                }
            ]
        },
        "infrastructure": {
            "count": 0,
            "items": []
        },
        "opportunities": {
            "count": 0,
            "items": []
        }
    },
    "verification": {
        "verification_status": "basic",
        "data_confidence": "medium",
        "last_updated": "2026-07-04"
    }
}