Bank Tejarat
Bank Tejarat is a Tehran-headquartered public bank listed on the Tehran Stock Exchange. It provides personal, business and corporate banking, including lending, cards, mortgage finance, wealth management and investment-banking services. The bank is relevant to domestic Iranian credit and payment infrastructure, but its U.S. secondary-sanctions designation is a decisive constraint for foreign-linked transactions.
Operations & footprint
Products and services
Bank Tejarat provides banking and financial services including deposits, loans, corporate banking, trade-related banking services, payment services, cards, digital channels, and branch-based financial intermediation. Its activity is tied to enterprise liquidity, merchant payments, working-capital access, credit risk, and banking services for industrial and commercial customers.
Operations and assets
The bank operates across personal, business and corporate banking, with lending, credit-card, mortgage, wealth-management, finance, insurance and investment-banking service lines.
Geographic footprint
Headquartered in Tehran, Iran. Its stated service area includes the Middle East, Asia and Europe.
Ownership & group structure
Ownership
Public company; listed on the Tehran Stock Exchange. The bank’s UK establishment is recorded as wholly owned by the Government of Iran.
Subsidiaries and group companies
Persia International Bank
Reported scale
Scale note: Financial figures cited for 2024 include total assets of IRR 36,331,810 million and revenue of IRR 9,381,724 million; the reporting dates and accounting scope require confirmation before comparison.
Commercial and investment relevance
In the Hormuz investment graph, Bank Tejarat connects enterprise banking, credit provision, merchant payments, capital-market visibility, and the operational layer that affects companies trying to move money, finance inventory, or manage working capital in Iran. It is useful for banking-sector analysis, counterparty-risk screening, trade-finance context, and assessment of financial-system bottlenecks. Any commercial use should verify current regulatory status, sanctions exposure, financial disclosures, correspondent access, balance-sheet quality, and practical service availability for foreign-linked operations. The bank is a domestic financial-services counterparty for businesses requiring lending, working-capital finance, payment services or corporate banking in Iran. Its role is most relevant to Iranian-market operations rather than cross-border banking relationships.
Constraints, risk & compliance
Key risks and constraints
Cross-border transactions and correspondent-banking access are materially constrained by the bank’s U.S. secondary-sanctions designation. This can affect settlement routes, counterparty acceptance and transaction execution for foreign-linked business.
Sanctions and compliance considerations
Bank Tejarat is subject to U.S. secondary sanctions under section 1(b) of Executive Order 13224, as amended by Executive Order 13886. OFAC lists its SWIFT/BIC code as BTEJIRTH.
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Connected Intelligence
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Frequently asked questions
Direct answers to the questions most likely to arise when reviewing this profile.
What services does Bank Tejarat provide?
Bank Tejarat offers personal, business and corporate banking, including loans, credit cards, mortgage lending, wealth management, finance, insurance and investment-banking services.
Where is Bank Tejarat headquartered?
Bank Tejarat is headquartered in Tehran, Iran.
Is Bank Tejarat listed on a stock exchange?
Yes. Bank Tejarat is listed on the Tehran Stock Exchange and trades under the Persian ticker وتجارت.
What is the key compliance consideration when dealing with Bank Tejarat?
Bank Tejarat is subject to U.S. secondary sanctions under Executive Order 13224, as amended. Foreign-linked transactions require sanctions screening and transaction-specific compliance review.