Post Bank of Iran
Post Bank of Iran is a Tehran-based, state-linked public bank listed under ticker VPOST (وپست). It provides deposits, payment cards and credit facilities through a nationwide network that includes rural banking offices, giving it a distinct role in regional financial access. Its SDN status makes sanctions compliance central to any foreign-facing assessment.
Market position
Post Bank of Iran operates as a development and specialised bank for Iran’s ICT sector and has a nationwide rural banking presence. Its network has been cited at approximately 6,500 branches and rural banking offices, without a stated reference date.
Operations & footprint
Products and services
Post Bank of Iran provides banking, deposits, lending, payment services, digital banking, branch-based financial services, and access-oriented banking through a network linked to postal and regional service channels. Its role is tied to financial inclusion, rural and small-city banking access, public-service payments, and domestic financial infrastructure.
Operations and assets
The bank operates from Tehran and distributes services through branches and rural banking offices across Iran. Its operating model combines conventional deposit and credit banking with card issuance and regional access points.
Geographic footprint
Headquartered in Tehran, Tehran Province, with a nationwide Iranian branch and rural banking-office network.
Ownership & group structure
Ownership
State-linked public company. It is affiliated with Iran’s Ministry of Information and Communications Technology and registered as a public joint-stock company.
Reported scale
Scale note: Registered capital was IRR 36 trillion as of 8 June 2025, divided into 36 billion shares with a nominal value of IRR 100 each.
Commercial and investment relevance
In the Hormuz investment graph, Post Bank of Iran connects banking access, public-service payments, regional financial inclusion, digital banking, state-linked financial infrastructure, and listed banking-sector exposure. It is useful for assessing payment reach, rural or provincial financial access, public-sector banking channels, and money-transfer friction outside major private banking centers. Foreign-facing analysis requires careful verification of regulatory status, sanctions exposure, state-linked ownership context, disclosure quality, balance-sheet risk, correspondent access, and practical service availability. For domestic customers and service partners, Post Bank provides a route to deposit, credit and card services in regional and rural markets. Its distribution footprint is relevant where local banking access and payment acceptance are operational priorities.
Constraints, risk & compliance
Key risks and constraints
The bank’s cross-border commercial utility is severely restricted by its U.S. SDN designation and secondary-sanctions exposure. Its state-linked role and domestic Iranian operating focus also limit access to international financial counterparties.
Sanctions and compliance considerations
Post Bank of Iran is listed by OFAC as a Specially Designated National under the IFSR, IRAN and NPWMD programmes, with an OFAC listing that identifies a link to Bank Sepah. Transactions and relationships involving the bank require specialist sanctions screening and legal review.
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Connected Intelligence
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Frequently asked questions
Direct answers to the questions most likely to arise when reviewing this profile.
What services does Post Bank of Iran provide?
It offers deposit accounts, payment cards, deposit certificates and financial and credit facilities for individual and corporate customers.
Where does Post Bank of Iran operate?
The bank is headquartered in Tehran and operates a nationwide Iranian network of branches and rural banking offices.
Is Post Bank of Iran listed?
Yes. It is a public joint-stock company associated with the trading symbol VPOST (وپست).
Is Post Bank of Iran subject to sanctions?
Yes. OFAC lists Post Bank of Iran as an SDN under the IFSR, IRAN and NPWMD sanctions programmes.