Saman Kish Electronic Payment Company
Saman Kish Electronic Payment Company (SEP) is a Tehran Stock Exchange-listed Iranian payment-service provider and a Saman Bank affiliate. It supplies POS acquiring, online gateways, mobile and card-payment services to merchants, banks and institutional users across Iran, with offices in Tehran and Kish Island. SEP matters as a domestic transaction-infrastructure operator serving retail and e-commerce payment acceptance.
Market position
SEP has provided internet payment services in Iran’s banking system since April 2004 and operates across merchant acquiring, online payments and card-based payment services.
Operations & footprint
Products and services
Saman Kish Electronic Payment Company provides electronic payment services, POS terminals, internet payment gateways, mobile payment tools, card services, merchant solutions, and payment infrastructure. Its business connects banks, consumers, retailers, online merchants, service providers, and regulated transaction networks inside Iran’s domestic digital-payment system.
Operations and assets
The company operates merchant POS deployment and support, internet payment gateways, mobile-payment services, electronic-card solutions and related payment software and hardware. Its offerings include NFC-enabled POS devices and smart gift cards.
Geographic footprint
Iran-focused operations, with offices in Tehran and Kish Island.
Ownership & group structure
Ownership
Saman Bank is the main shareholder.
Parent company
Saman Bank.
Commercial and investment relevance
In the Hormuz investment graph, Saman Kish Electronic Payment Company connects consumer transactions, bank-linked payment rails, merchant acceptance networks, digital commerce, fintech infrastructure, and business-service demand. It is useful for screening payment penetration, retail digitization, e-commerce readiness, consumer-demand signals, and operational constraints in regulated financial technology. Foreign-facing analysis should verify licensing, transaction mix, bank relationships, disclosure data, cybersecurity controls, data-governance obligations, compliance exposure, and service availability before commercial reliance. For merchants and institutional customers, SEP supplies payment acceptance and online checkout infrastructure. For banks and payment-sector partners, it is a TSE-listed operator connecting payment technology, merchant service delivery and domestic transaction rails.
Constraints, risk & compliance
Key risks and constraints
The business depends on the continuity, security and performance of Iran’s regulated domestic payment infrastructure. Fraud detection, transaction resilience and the operational support of a distributed POS estate are material service-delivery requirements.
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Frequently asked questions
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What does Saman Kish Electronic Payment Company do?
SEP provides POS acquiring, online payment gateways, mobile-payment tools, card solutions and related payment technology for merchants, banks and institutional customers in Iran.
Is SEP a listed company?
Yes. Saman Kish Electronic Payment Company is listed on the Tehran Stock Exchange under the symbol سپ (SEP).
Where does SEP operate?
SEP serves Iran’s domestic digital-payment market and maintains offices in Tehran and Kish Island.
Who is SEP’s main shareholder?
Saman Bank is SEP’s main shareholder.