Zibal Company
Zibal Company is a private Tehran-based Iranian payment facilitator (پرداختیار) founded in 2017/2018. It provides online payment gateways, smart routing, settlement, payment links, scheduled payments, APIs and merchant financial-operations tools. Its role in Iran’s digital-commerce stack makes it relevant to merchants, platforms and software partners that require payment acceptance and settlement workflows.
Operations & footprint
Products and services
Zibal Company provides fintech and payment services for businesses, including internet payment gateways, payment facilitation, smart routing across bank gateways, corporate banking tools, settlement services, payment links, recurring or managed payments, developer APIs, transaction reporting, merchant dashboards, payment support, and financial-operation tools for online businesses, startups, platforms, and enterprise merchants.
Operations and assets
Zibal operates a digital payment platform comprising online payment gateways, smart bank-gateway routing, merchant dashboards, reporting, settlement functions, payment links, scheduled payments, APIs and corporate banking-file tools.
Geographic footprint
Headquartered in Tehran, Iran.
Commercial and investment relevance
Zibal is relevant for investors assessing Iran's payment infrastructure, merchant fintech, online transaction reliability, digital-business enablement, gateway routing, banking access, and regulatory constraints on payment facilitators. It can support analysis of how online businesses handle checkout, settlement, reconciliation, and transaction success rates in a fragmented payment environment. Due diligence should verify the exact legal entity, payment-facilitator registration, PSP relationships, banking partners, AML and KYC controls, settlement rules, merchant concentration, API reliability, cybersecurity practices, transaction volumes, chargeback or fraud controls, and exposure to central-bank rules or payment-network restrictions. For merchants, platforms and software providers, Zibal supplies checkout, transaction-routing, settlement and payment-operations infrastructure. Its API-led services are relevant to integrations requiring payment acceptance and merchant payment workflows in Iran.
Constraints, risk & compliance
Key risks and constraints
Operations depend on payment-facilitator authorization, the Shaparak payment network and bank-gateway connectivity. Service continuity and commercial terms are therefore exposed to changes in Iranian payment-system rules and partner-bank infrastructure.
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Frequently asked questions
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What does Zibal Company do?
Zibal provides online payment gateways, payment facilitation, smart routing across bank gateways, settlement services, payment links, scheduled payments, APIs, reporting and merchant payment-management tools.
Where is Zibal Company headquartered?
Zibal is headquartered in Sepehr Tower on Valiasr Street, Vanak Square, Tehran, Iran.
Is Zibal a licensed payment facilitator?
Zibal became an official Iranian payment facilitator (پرداختیار) in 2019/2020 and signed an agreement with Shaparak.
When was Zibal founded?
Zibal was founded in 1396 SH, corresponding to 2017/2018.